+BMD ni nini, kwa sentensi moja?
An AI-powered expense-sharing app: scan a receipt or an invoice to create the expense automatically, record a meeting and get minutes written all on their own — then BMD works out who owes what and suggests the simplest settlement. Beyond expense sharing, you can also formalise an IOU between friends and family, run a tontine or a common fund. You then pay with your usual tool (or right inside the app via Stripe, optionally) (Lydia, Wave, bank transfer…).
+Je, BMD inachukua nafasi ya benki yangu au Lydia?
No. BMD never holds the money. You keep paying through your usual channels (Lydia, Wave, MoMo, SEPA transfer, PayPal) — and, optionally, you can settle right inside the app: the payment then goes through Stripe, a licensed payment institution, and reaches your friend without ever passing through BMD. BMD records the transaction, works out who owes what, and suggests the minimum settlement.
+Inagharimu kiasi gani?
Mpango wa Bure unashughulikia mambo ya msingi. Vifurushi vya kulipia (angalia jedwali la bei hapo juu — bei zinaweza kubadilishwa kulingana na maeneo; bei inayoonyeshwa ndiyo inayotumika) hufungua hasa vikundi visivyo na kikomo, OCR iliyopanuliwa, uhamishaji wa uhasibu wa kina na msaada wa kipaumbele. Vifurushi vyote vya kulipia huanza na jaribio la bure, bila mkataba na linaloweza kufutwa wakati wowote.
+Inafanya kazi kwenye vifaa gani?
Kwenye iPhone (iOS 15+), Android (9+) na kompyuta yoyote ya kisasa (Chrome, Safari, Firefox).
+Je, ni lazima wapendwa wangu wote wajisajili?
Hapana — si mara moja. Unaweza kuunda kikundi chako na kualika wapendwa wako (kwa kiungo, SMS au barua pepe); wanajiunga wanapotaka, na vikumbusho vya kiotomatiki. Kisha kila mmoja huthibitisha, baada ya kujisajili, salio linalomhusu.